Pay2Pay
Paycheck-to-paycheck planning

Every bill, matched to the paycheck that covers it.

Pay2Pay is a practical, simple way to manage your expenses one paycheck at a time. See which bills each paycheck needs to cover, how much is left to spend, and how your savings are growing.

Pay2Pay is by invitation only for now. No bank connection needed. You enter only the numbers you choose.

Current paycheck
Fri, Oct 30
Covers through Nov 12
Take-home
2,150.00
Covered
Bills due$1,335.00
RentDue Nov 1 · Essential$1,200.00
PhoneDue Nov 4 · Important$65.00
InternetDue Nov 6 · Important$70.00
Savings$215.00
Emergency fund$215.00
Left to spend$600.00
Why Pay2Pay

Plan the way you actually get paid

Monthly budgets don't match a life lived paycheck to paycheck. Pay2Pay plans around each payday, so the money in front of you always has a job.

Prioritize payments

Every bill is matched to the paycheck that arrives before it's due. Mark bills Essential, Important or Flexible. Bills come first, and if a paycheck runs short, Pay2Pay trims savings and flags the gap before it surprises you.

Know what's left to spend

After bills and savings, each paycheck shows what's truly yours to spend, so you never have to guess whether the next purchase fits before payday.

Build a saving habit

Set savings goals in priority order. A slice of every paycheck goes toward them, and Pay2Pay shows how many paychecks until you reach each goal.

How it works

Set up in minutes

  1. 01

    Add your pay

    Your take-home amount and how often you're paid.

  2. 02

    List your bills

    Rent, utilities, subscriptions: amount, due date and priority.

  3. 03

    Set savings goals

    An emergency fund, a trip, anything you're saving toward.

Pay2Pay then lays out your next paychecks: the bills each one covers, what goes to savings, and what's left to spend. Tick bills off as you pay them.

Make your next paycheck go further

Know what's due, what's safe to spend, and what you're saving, before payday arrives.